James Madison, sworn in for a second…
March 1813 CE
Madison had believed the state militias would rally to the flag and invade Canada, but the governors in the Northeast have failed to cooperate.
Their militias either sit out the war or refuse to leave their respective states for action.
The senior command at the War Department and in the field have proved incompetent or cowardly—the general at Detroit had surrendered to a smaller British force without firing a shot.
Albert Gallatin has discovered the war is almost impossible to fund, since the national bank has been closed and major financiers in the New England refuse to help.
Lacking adequate revenue, and with its request for loans refused by New England bankers, the Madison administration relies heavily on high-interest loans furnished by bankers based in New York City and Philadelphia.
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Northern North America
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